Our journey- Midha Capital Lendings (MCL), being a subsidiary of focus capital services ltd launched it’s operations in 1993 as a provider of personal loans and then further got registered as an nbfc with the rbi in 2004. the company after achieving certain benchmarks in the personal loan sector went on to tap the other products  such as business loans, payday loans, wedding loans, etc.

The company primarily used to operate in north delhi and then further went on to expand it’s operations to all the other parts of delhi and ncr. initially, being based on the brick & mortar model, the company now aims to leverage the technological developments in the finance industry and thereby provide a seamless loan disbursment experience to the customers.